Don't risk your international trips
Get your Travel Insurance Now
BUY NOW
#1.6 Crore+
Happy Customers
1 Lac+
Cashless Hospitals
24x7 In-house
Claim Assistance
No health
Check-ups
Portugal Travel Insurance
Portugal, officially called the Portuguese Republic, is among the oldest countries in Europe. Located in Southwestern Europe’s Iberian Peninsula, this beautiful country is widely popular among Indians wanting a foreign vacation. Portugal is said to offer an authentic European tourism experience, with eccentric towns, vibrant culture, rich history and tons of well-known tourist attractions. If you intend to explore this renowned holiday destination, make sure to opt for a Portugal travel insurance plan.
Key Features of Travel Insurance Portugal
Here is a list of some of the important features of Portugal travel insurance;
| Key Features | Details |
| Maximum coverage | Offers coverage against various unforeseen events, like medical, travel and baggage-related emergencies. |
| Constant support | Round-the-clock assistance via 24x7 customer care support and in-house claim settlement. |
| Easy cashless claims | Offers cashless claims benefits accessible through multiple network hospitals. |
| COVID-19 coverage | Coverage for hospitalisation expenses caused by COVID-19. |
| Massive cover amount | Extensive coverage range from $40k to $1000K. |
Types of Travel Insurance Portugal
The type of Portugal travel insurance you choose should be based on your travel requirements. Here are the main choices that are offered;
Travel Plans for Individual
For solo adventurers around the globe:This type of international travel insurance covers solo travellers against medical, baggage and travel-related contingencies.
View Plans Know More
Travel Plan for Families
For the happy family trips:This type of international travel insurance offers coverage to multiple members of a family during a trip under a single policy.
View Plans Know more
Travel Plan for Students
For the ones who are far from home:This type of international travel insurance is designed to offer coverage to students travelling abroad for education-related purposes.
View Plans Know more
Travel Plan for Frequent Fliers
For jet setters dreaming beyond known boundaries:This type of plan is designed to offer coverage to senior citizens during their international holidays.
View Plans Know more
Travel Plan for Senior Citizens
For the ones young at heart:This policy will help secure multiple trips under one international travel insurance plan within a specified period.
View Plans Know more
Benefits of Buying Travel Insurance Portugal Plan
There are several benefits of having a Portugal travel insurance policy. Some of the crucial ones are mentioned below;
1
Covers medical-related emergencies
Unanticipated medical crises can strike at any time and may cause major hindrances during the trip. Portugal travel insurance plan’s coverage helps settle such issues easily.
2
Handles non-medical emergencies
Various non-medical emergencies, like loss of checked-in baggage, delayed flight, trip curtailment, etc., can also affect your trip experience. The coverage offered by Portugal travel insurance lets you swiftly deal with such problems.
3
Ensures hassle-free trip
Dealing with unforeseen incidents during a trip causes severe mental and financial stress. The Portugal travel insurance plan covers such issues and ensures peace of mind and hassle-free travel.
4
Acts as a financial safety net
Dealing with unanticipated events, especially medical contingencies, on the trip can drain a massive portion of your travel budget. Portugal travel insurance acts as a safety net in those circumstances by offering financial assistance.
5
Cashless benefits
In case of medical emergencies, you can get prompt medical care under Portugal travel insurance without worrying about paying any upfront bills.
6
24x7 assistance
With travel insurance for Portugal from HDFC ERGO, you can utilise the benefit of 24x7 customer support and claims assistance for quick query resolution and settlements.
Thinking about visiting France for your next European holiday? Secure your trip now with international travel insurance by HDFC ERGO.
What's Covered under Travel Insurance for Portugal from India
Here are some of the things that are usually covered under travel insurance for Portugal from India;
Medical Emergency-Related Expenses
Our policy covers the costs related to medical emergencies, so you don’t have to break your pocket during your trip.
Dental Emergency-Related Expenses
Portugal travel insurance also covers the expenses related to dental emergencies that you may face.
Medical Evacuation
In case of medical emergencies that require immediate care, our policy helps by covering the expenses related to air/land medical evacuation to the nearest healthcare centre.
Hospital Daily Cash Allowance
Our policy also helps you to take care of petty hospitalisation-related expenses, so you don’t have to exceed your travel budget.
Medical And Body Repatriation
In the tragic event of death, our policy will be responsible for covering the expense of transferring one’s mortal remains to their home country.
Accidental Death
In the unfortunate event of accidental death while travelling, our policy will offer a lump-sum compensation to your family.
Permanent Disablement
To ease your burden if an unforeseen occurrence results in permanent disability, the policy will offer you a lump sum compensation.
Personal Liability
If you find yourself responsible for third-party damage in a foreign country, our policy will make it simple for you to compensate for those losses.
Financial Emergency Assistance
In case you experience a cash crunch caused by theft or robbery, our policy will help facilitate emergency fund transfers from India.
Hijack Distress Allowance
In case your flight gets hijacked, we will do our part by offering compensation for the distress it causes you while the authorities handle the situation.
Flight Delays
Our Portugal travel insurance offers a reimbursement feature that will help you cover the expenses related to essential purchases arising out of a flight delay.
Hotel Accommodations
In case you need to extend your hotel stay due to a medical emergency, our policy will cover those additional expenses.
Loss Of Baggage And Personal Documents
You will be covered for the expense of replacing lost or stolen personal documents and belongings with our Portugal travel insurance.
Loss Of Checked-In Baggage
Our policy will offer you compensation in case of loss of checked-in baggage. So, don’t worry about spending your Portugal trip in the absence of your essentials.
Delay Of Checked-In Baggage
In case your check-in baggage gets delayed, our policy will cover the essential purchases while things get sorted.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Portugal from India
Your travel insurance for Portugal from India policy may not offer coverage for;
Breach of Law
Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.
Consumption of Intoxicants
If you use intoxicants or banned substances, the Portugal travel health insurance plan will not offer any coverage.
Pre existing diseases
If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.
War Or Terrorism
Injuries or health complications suffered due to terrorism or war.
Self Inflicted Injury
Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.
Adventure Sports
The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.
Obesity And Cosmetic Treatment
During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.
How to Buy Travel Insurance Policy for Portugal Online?
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveller details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travellers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.
Interesting Facts About Portugal
| Categories | Details |
| Literature | The world’s oldest bookstore is actually in Portugal. Established in 1732, it's called Bertrand Bookstore, located in the Chiado District of Lisbon. |
| Royal history | The longest, Henrique, as well as the shortest, Luis Filipe, reigning monarchs are from Portugal. |
| Education | One of the oldest universities in the world is located in Portugal. It is the University of Coimbra, which was established in 1290 and is now a UNESCO World Heritage Site. |
| Adventure | With its temperate climate and long coastline, Portugal has become one of the most sought-after surfing destinations in the world. |
| UNESCO Sites | Portugal is home to a total of 17 UNESCO World Heritage Sites. |
| Language | Portuguese is an official language in Portugal as well as in nine other nations. |
Documents Required for the Portugal Tourist Visa
Portugal is one of the many countries that are a part of the Schengen Visa Agreement. Following are the examples of documents required to obtain a visa;
1. Authentic and valid passport
2. Passport-sized photographs
3. Duly filled and signed Portugal visa application form
4. Travel reservation
5. Valid travel insurance for a Portugal visa
6. Proof of means of subsistence
7. Hotel reservation proof
8. Proof of visa payment
9. Cover letter
10. Employment status documents (If and as applicable)
Best Time To Visit Portugal
As having travel insurance for Portugal visa is important, choosing the correct time for the trip is also crucial. In general, the best time to visit Portugal is either in the fall or in the spring. Summers are too hot and winters are too cold. This leaves tourists with only fall and spring, which offers pleasant weather conditions for sightseeing and other outdoor activities. The peak tourism months are July and August, which you can avoid if you don’t like massive crowds. You can consider late autumn and late spring for low crowds, June to September for beach visits, and November to January for surfing adventures.
All Year-Round Essentials for Portugal
Alongside Portugal travel insurance, here are some other essentials you need to pack for your vacation;
1. Comfortable and non-slip footwear for walking and exploring.
2. Travel safety bag to avoid being a victim of pickpocketing.
3. Power bank to keep your cameras and phones ready at all times.
4. Sunglasses and sunscreen to fend off the harsh sunlight.
5. An international charging adapter depending on your requirements.
6. Quick dry towel for your beach trips.
7. Photocopies of all your essential documents.
List of International Airports in Portugal
| City | Airport Name |
| Lisbon | Humberto Delgado Airport or Lisbon Airport |
| Porto | Francisco Sa Carneiro Airport or Porto Airport |
| Algarve Region | Faro Airport |
| Madeira | Madeira Airport |
Let travel insurance handle the additional expenses caused by extended hotel stays due to medical emergencies. Click here to learn more!
Popular Destinations in Portugal
Following is a list of some of the most famous destinations in Portugal that you can consider visiting;
1
Lisbon
Being the capital and the largest city in Portugal, the coastal city of Lisbon is full of rich history and vibrant culture. Nature has blessed the city with both golden sand beaches and towering hills, giving its landscape a unique charm. Some of Lisbon’s major tourist attractions are Ajuda National Palace, LX Factory, MAAT Museum, Praca do Comercio, etc. Alongside its usual benefits, having travel insurance for Portugal visa is necessary.
2
Porto
Nestled on the banks of the Douro River, Porto stands as Portugal's second-largest city. The city is known for its charming architecture, massive wine cellars, majestic riverfront views, and so on. During your visit to Porto, consider checking its major attractions like the Sao Bento Station, Monument Church of St. Francis, Parque da Cidade do Porto, Chapel of Souls, etc.
3
Carvoeiro
The cliffside fishing village of Carvoeiro offers a unique tourism experience in Portugal that remains unmatched to this day. The grand cliffs, lush greenery and pristine beaches, when paired with the cobbled streets and quaint eateries, present a charm that can’t be easily described in words. Benagil Caves, Praia do Carvoeiro, Praia da Marinha, etc., are some of Carvoeiro’s main tourist attractions. Invest in Portugal travel insurance to secure your trip and enjoy popular destinations like Carvoeiro, Porto, Lisbon, etc., with peace of mind.
4
Ponta Delgada
Located in the Azores archipelago, Ponta Delgada is a beautiful port city featuring a dramatic harbour, terraced gardens, exuberant nightlife, ancient buildings and more. You can get some of the best scenic views in this Portuguese city. Some of Ponta Delgada’s main attractions include Portas da Cidade and Goncalo Velho Cabral Square, Sao Sebastiao Church, City Hall and Bell Tower, etc.
Things To Do In Portugal
For your trip to Portugal, here are some fun things you can try;
1. Witness the historic charm during your Lisbon sightseeing.
2. Enjoy the local dishes in Portugal, especially Portuguese tarts in Belem.
3. Check out the incredible UNESCO World Heritage Sites in Portugal.
4. Attend a live Fado performance to witness the country’s soulful art and culture.
5. Observe the phenomenal neo-gothic architecture of the Livraria Lello in Porto.
6. Soak in the beauty and serenity of nature at the Azores.
Money Saving Tips
As European vacations are expensive, here are some useful ways to save money while exploring Portugal;
1. Avoid using cabs and other private transport whenever possible. Instead, rely on public transport and exploration on foot.
2. If you are a student, you can get 10-50% discounts on tours, food, accommodations, etc., by presenting your student ID card.
3. Enjoy free activities, attractions and entertainment in Lisbon.
4. Skip restaurants and hotels in busy touristy areas. Look for places to eat and stay on the outskirts of the cities.
5. Avoid visiting Portugal during the peak tourist months due to the high cost of flights and hotels.
6. Invest in Portugal travel insurance to financially safeguard your vacations against various medical and non-medical contingencies.
Local law and etiquette in Portugal
Here are some local laws and etiquette in Portugal that tourists should follow;
1. The locals usually greet each other with a handshake or a kiss on each cheek.
2. Greetings with titles like Senor (Mr.) and Senhora (Mrs.) are the norm.
3. Don’t speak Spanish in Portugal, as it is considered bad etiquette.
4. Refrain from calling at mealtimes, which are before 9 AM, between 12 and 2 PM and between 8 and 9 PM.
5. Don’t litter or spit on the ground, as they are considered disrespectful in Portugal.
6. Tipping is not mandatory in Portugal.
7. Always carry your photo ID with you.
8. Don’t drink and drive.
Portugal-based Indian embassy
Here are the details of the Portugal-based Indian embassy;
| Portugal-based Indian Embassy | Working Hours | Address |
| Embassy of India | 9 AM to 5:30 PM | Rua Pero da Covilha, No. 16, Restelo, 1400-297, Lisbon, Portugal |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
Read Latest Travel Insurance Blogs
Frequently Asked Questions
1. Is travel medical insurance necessary for Portugal?
Yes. Individuals planning to visit Portugal will require a valid travel insurance plan. This is because you will need travel insurance for Portugal visa.
2. What happens if I face medical emergencies in Portugal during the trip?
If you experience medical emergencies in Portugal, seek medical care locally. Also, inform your travel insurance provider for cashless treatment benefits.
3. Will Portugal travel insurance cover pre-existing illnesses?
Whether or not the travel insurance plan covers pre-existing diseases depends on the insurer. In most cases, Portugal's travel insurance doesn’t cover pre-existing diseases.
4. How much does Portugal travel insurance cost?
The cost of Portugal travel insurance varies on multiple factors, such as the type of plan you opt for, total coverage, total travellers and their ages, total number of trip days, etc.
5. Do I need travel insurance if I am going to Portugal for my studies?
Yes. It is important to have travel insurance for Portugal visa. Students travelling to Portugal for studies can invest in a student travel insurance policy.
6. Is a medical checkup required to obtain travel insurance for Portugal?
The requirement for health check-ups prior to travelling depends on the insurer. With Portugal travel insurance by HDFC ERGO, no health check-ups prior to travelling are needed.
7. How to find the best Portugal travel insurance plan?
The best Portugal travel insurance plan is the one that meets your coverage needs within your ideal budget. When choosing a perfect plan, note that you will need travel medical insurance with at least 30,000 euros of coverage for a Portugal visa.
Awards & Recognition
BFSI Leadership Awards 2022 - Product Innovator of the Year (Optima Secure)
ETBFSI Excellence Awards 2021
FICCI Insurance Industry
Awards September 2021
ICAI Awards 2015-16
SKOCH Order-of-Merit
Best Customer Experience
Award of the Year
ICAI Awards 2014-15
CMS Outstanding Affiliate World-Class Service Award 2015
iAAA rating
ISO Certification
Best Insurance Company in Private Sector - General 2014
Car Insurance 
Bike/Two Wheeler Insurance 
Health Insurance 
Pet Insurance
Travel Insurance 
Home Insurance 
Cyber Insurance 
Third Party Vehicle Ins. 
Tractor Insurance 
Goods Carrying Vehicle Ins. 
Passenger Carrying Vehicle Ins. 
Compulsory Personal Accident Insurance 
Travel Insurance 
Rural 
Critical illness Insurance